Free Mortgage Calculators

Quick tools to help you make informed decisions about your home loan

Borrowing Power Calculator

Estimate how much you can borrow for a home loan based on your income, expenses, and debts. Includes rate-rise stress testing.

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Suburb Affordability Finder

Find suburbs you can afford based on your income, deposit, and city. See which areas fit your budget.

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First Home Buyer Strategy

Check your eligibility for first home buyer grants, stamp duty concessions, and government schemes in your state.

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Mortgage Stress Check

Assess your mortgage stress level and discover potential refinancing savings. Includes rate scenario modelling.

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Bank Match

Find out which types of lenders are most likely to approve your loan based on your employment, deposit, and credit profile.

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Fixed Rate Expiry Calculator

See what your repayments will be when your fixed rate expires. Compare best case, most likely, and worst case scenarios.

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Refinance Savings Calculator

Calculate how much you could save by refinancing your home loan to a lower interest rate.

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Need Personalised Advice?

Calculators give estimates — a broker gives you certainty. Get a free assessment for a personalised view of your borrowing power and loan options.

Disclaimer: These calculators provide general estimates only and do not constitute financial advice. Results are indicative and based on simplified assumptions. Actual borrowing capacity depends on individual circumstances and lender criteria. Please consult a qualified mortgage broker for personalised advice.